"VFL", "We", "Us", "Our" means Vivendi Finance LTD of Majuro, Marshall Islands; "Internet Transaction Service" "ITS" refers to VFL’s online platform, where you can monitor your various accounts, perform internal and external monetary transfers, print accounts statements, etc;

Submitted by vfi on Mon, 06/03/2013 - 16:13
Trust Company Complex
Ajeltake Road, Ajeltake Island
Zip Code: MH96960
City: Majuro
Country: Marshall Islands

Create Date
Vanderhallen Luk
Vivendi Holding
December 5, 2017
Vanderhallen Luk
Vivendi Holding
December 26, 2017

What can I use my VFL Account for?
Your VFL Account enables you to receive payments and transfer funds to other accounts anywhere in the world, make online purchases by debit card and withdraw cash from any ATM within our card network.

How long do fund transfers take?
Transfers between VFL Accounts are instantaneous. External transfers take three business days to clear, which is the industry standard. All debits are confirmed by email.

How much do you charge for fund transfers?
We charge different flat fees for transfers between VFL Accounts and external transfers. The amounts charged reflect the different pathways involved. See our Management Fees for details.

Where can I use my debit card?
Our international debit card is universally accepted by hotels, restaurants, retail outlets and ATMs worldwide and online.

How many cards can I have on my account?
You can obtain additional debit cards for colleagues or family members by creating a sub-account for each cardholder from your main VFL Account. There is no charge for additional debit cards.

How do I deposit funds in my VFL Account?
By credit transfer. We do not accept cash or cheque deposits.

Can I deposit in any currency?
You can set up an VFL Account in over 20 currencies, please contact us to check if we cater for your currencies.

How can I withdraw funds?
You can withdraw funds by making a transfer to another account or by using your international debit card to make purchases or withdraw cash at ATM machines.

How can I find the nearest ATM where I can use my VFL debit card?
Use the ATM Locator at visa.via.infonow.net/locator/global/jsp/SearchPage.jsp

How can I check the status of my account?
You can check your account online 24 hours a day from any location through the home page of our website. Once logged in you can check the balance of your account, view account activity, transfer funds and open any new accounts you may require.

What returns can I expect from investing with VFL ?
Our fixed-term deposits provide a guaranteed return with no capital risk. All investment returns are subject to market conditions, although we aim to provide higher than average returns by targeting high-growth sectors in emerging markets likely to outperform traditional asset classes.

Can I exit my investments at any time?
Yes, although in some cases, such as fixed-term deposits, doing so early may result in lower than expected returns.

How do I receive returns?
Credit interest and investment gains will be transferred directly into your VFL Account.

Who will know about my VFL Account?
All client information is confidential. The only people to know about your VFL Account are those you choose to tell.

What happens after my account is approved?
You will receive your account details and online login and will be able to transfer the opening account balance.

Is VFL a bank?
Vivendi Finance is a Finance Company. As such we are permitted to provide a wide range of financial services, including cash management and payment services, deposit taking, debit card services and investment management.